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#Conductive Silver vs Underfill#AI Chip Packaging#CoWoS#HBM#Stress Management#CTE Matching#Silver Migration#Chip-Level Packaging

Conductive Silver vs Underfill: AI Chip Packaging Selection and Stress Management

Electrical Interconnect vs Stress Redistribution: SCITEO Chip-Level Packaging Materials

Abstract

In AI chip packaging (CoWoS/HBM/EMIB), conductive silver adhesive and underfill are the two most commonly confused materials. BLUF conclusion: silver adhesive handles electrical interconnect (conductive path), underfill handles stress distribution (solder joint protection) —the two are complementary and irreplaceable; CoWoS/HBM high-performance packaging requires both. This article quantifies 5 dimensions.

1. Function Positioning

DimensionConductive SilverUnderfill
Core functionElectrical interconnect + mechanical fixationStress distribution + solder protection
Conductivity1×10⁻⁵ Ω·cmInsulation (>10¹⁴ Ω·cm)
Main useDie Attach, chip bondingSolder joint underfill
CoWoS/HBM roleRequiredRequired

2. CTE & Stress Management

Silver adhesive CTE 30–50 ppm/°C (silver-filled), higher than silicon chip (2.6 ppm) —limited stress management, mainly for small-die. SCITEO Underfill CTE 13 ppm/°C, near chip+substrate combined CTE —purpose-built for large-die stress management.

3. Thermal Conductivity

TypeSilverUnderfill
Standard5–10 W/m·K0.5–2 W/m·K
High-performance60 W/m·K (SCITEO chip-grade)37 W/m·K (SCITEO high-thermal)
Sintered silver160–260 W/m·KN/A

4. AI Chip Co-Packaging Matrix

PackageSilverUnderfillKey Challenge
CoWoSSintered silver (200+ W/m·K)37 W/m·K (CTE 13)Heterogeneous stress + heat flux
HBM3EChip-grade (60 W/m·K)Low-viscosity capillaryMicro-bump (<40μm pitch)
AI CoreHigh-Tg (Tg 150+)High-Tg (Tg 150+)110°C continuous rigidity

Appendix: Process & Engineering Adhesive FAQ Index

Can conductive silver adhesive and underfill replace each other in CoWoS?

No. Silver adhesive carries electrical interconnect (conductive path from die to substrate, volume resistivity 1×10⁻⁵ Ω·cm); underfill carries stress distribution (spreading solder-joint stress across the chip surface, CTE 13 ppm/°C). The functions are complementary, and CoWoS/HBM requires both.

Why does underfill CTE need to be as low as 13 ppm?

To match the combined CTE of the silicon chip (2.6 ppm) and organic substrate (15–20 ppm). CTE 13 ppm enables the underfill to 'co-breathe' with the chip, minimizing interfacial stress during thermal shock and preventing Low-k dielectric tearing.

How to solve silver migration in conductive adhesives?

SCITEO semiconductor-grade silver adhesive uses electronic-grade purified resin (Cl-/Na+/K+ <10 ppm) and hydrophobic formulation; no dendrite growth in 100V bias 1000h HAST.

Ruiqi Zhang

SCITEO Application Engineering Department

12 years of experience in semiconductor packaging application engineering. Leading the deployment of Underfill, conductive silver, and high-thermal-conductivity epoxy in CoWoS/HBM/AI chip packaging. Specialized in stress management for large-die chips, stacked interconnect, and interface reliability.

Last Revised: 2026-09-08